If a character doesn’t start at level 0, what should they start with in terms of gold and magic items?
Whenever a PC dies and the player rolls up a new character, I always have the new character start at the same level as the rest of the party. The same goes whenever a new player joins an existing game. So when they roll up their new higher level character I have them start with their first level inventory and any appropriate equipment based on their class and level. I also give them magic items similar in power to the items the other PCs have.
However, sometimes it is not that easy. That is when I use the following.
I give them gold based on their level. They start with their level 1 gold based on their class, and then add the following gold based on their starting…
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